22. September 2026

Accident Insurance for the Self-Employed: Lower Entry Threshold from 2027

Effective 1 January 2027, the income threshold for voluntary accident insurance will be reduced from CHF 66,690 to CHF 44,460. As a result, approximately 40,000 self-employed individuals will gain access to statutory accident insurance (UVG) coverage for the first time.

In the latest edition of Thouvenin “Legal Insights”, Alexandra Spoerri explains what is changing, which issues remain open, and why affected self-employed individuals should take action now.